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Question #31 of 45 Which of the following nursing home facilities provide the highest level of medical care? O A) Informal care facilities O B) Adult day care facilities OC) Skilled nursing facilities D) Intermediate care facilities Question ID574 Question #32 of 45 A provision in an LTC policy providing that a new elimination period will not be imposed if there is a relapse from the same or a related condition is known as A) a recurrent provision B) a restoration of benefits provision OC) a reinstatement provision D) a free-took provision Question #33 of 45 If Mr. Wilson includes a benefit increase option in his long-term care insurance policy, then O A) additional coverage can be purchased in the future at the same rate O B) benefits will increase automatically to cover whatever a nursing home charges OC) benefit increases will be based on a specific inflation amount, such as 5% OD) benefit amounts will double every 5 years Question ID 574309 Question #35 of 45 An insured has purchased LTC coverage with a 30-day etimination period, a maximum cally benefit of 100 for confinement, and a maximum benefit perod of 3 years if the insured is confined in a nursing home for 40 days following a heart attack, the maximum benefits payable will be O A) $1,000 B) $4,000 OC) $3,000 OD) $2.000 Next Question #37 of 45 Which type of facility offers both housing and long-term care services to senior citizens? O A) Adult day care center B) Residential care facility OC) Full service home care agency OD) Acute care unit Question #38 of 45 Home health care typically includes services provided by all of the following EXCEPT O A) a licensed surgeon O B) a licensed therapist c) a registered nurse OD) a licensed practical nurse
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